Driven to offering true value to our clients
Helping you unlock new Investment Opportunities
At RMBL, we are committed to continuously monitoring shifts in the economy and property market with an aim to offer our investors competitive risk adjusted returns. Our expertise in lending in land development (both residential and industrial), and multi-dwelling projects such as townhouse developments, sets us apart.
Our Fund provides finance across a wide range of real estate assets, with particular expertise in the subdivision and englobo land space.
We look forward to welcoming you to RMBL and bringing you on our journey of growth.
We invite you to download the PDS and TMD documents to understand if the RMBL Fund meets your objectives, needs, and circumstances.
Understanding Select Mortgage Investment
Are you qualified to be an investor with RMBL?
Investment team
Frequently Asked Questions
Select mortgage funds are a type of investment where investors’ capital is used to provide loans to a borrower, secured by a registered first mortgage on real property in Australia.
These types of funds offer investors the flexibility to choose specific loans that align with their individual investment objectives. In the event of a default (i.e., borrower non-payment), select mortgage funds have first priority in receiving payment from the proceeds of the property’s sale.
Select mortgage funds (also known as contributory mortgage funds) are investment opportunities where a developer seeking capital for a new property development applies for a loan through RMBL.
RMBL’s team assesses the application and, if approved, offers a first mortgage with specific terms. Investors are then given the opportunity to invest in the loan and earn income from the interest payments. These interest rates are structured to provide a risk-adjusted return, and investors can choose to either reinvest their earnings or receive monthly payments.
Unlike pooled mortgage funds, RMBL’s Select Mortgage Fund gives investors the autonomy to choose the specific loan(s) they wish to invest in, aligning their investments with their individual objectives.
Select mortgage fund investments follow a low-to-medium risk strategy, aiming to preserve capital and provide regular income.
· Regular income | Mortgage funds typically provide monthly income distributions or offer the option to reinvest income earned from interest payments made by borrowers. This makes them an attractive choice for investors seeking passive income.
· Capital security | Investments are usually secured by a registered first mortgage over Australian real estate. This means that in the event of borrower default, the property can be sold to recover investor funds, offering a high level of security.
· Consistent risk-adjusted returns | Mortgage funds often deliver higher returns than traditional fixed-income products like term deposits or government bonds, while maintaining a defensive investment profile with lower volatility.
· Control Over Your Investment | In select (contributory) mortgage funds, investors can choose specific loans to invest in, aligning their investments with personal risk tolerance and financial goals.
Subject to meeting eligibility criteria, individuals, companies, trusts and other entities may qualify to invest in the Fund, provided the minimum investment amount of $10,000 is met.
NO FEES are charged to investors.
1. Application:
o Submit completed application form (hard copy or online)
o Provide certified ID for verification
o Deposit funds to our Trust account (EFT, direct debit or cheque)
2. Loan(s) offer:
o Funds are placed into our Trust account, awaiting allocation to loan(s)
o Loan offers will be provided with a Supplementary Product Disclosure Statement (SPDS) and consent form
3. Investment:
o Once your consent to the loan offer(s) is received, your funds will be allocated into specific loan(s)
4. Interest:
o Interest commences from the date your investment is made into the loan(s)
o Interest is paid between the 22nd and the last day of each month
o Investors can elect to re-invest their interest payment(s)
RMBL Investments Limited ACN 004 493 789 AFSL 223246 is the Responsible Entity and the issuer of interests in the RMBL Mortgage Income Investments (the Fund). This information is general in nature and does not take into account your investment objectives, financial situation and needs. Before making any investment decisions, consider seeking professional advice. All investments carry risks, and past performance is not a reliable indicator of future results. You should read the Fund’s PDS and TMD available at rmbl.com.au and consider whether an investment in the Fund is right for you before investing.